The Get started page reads Welcome to Destral and Choose your registration method :. Three ways lead to the same account:

• By email. Type your address in Email* and click Confirm my email & begin. The password comes later, from the email you receive.
• With Google. Click Register with Google. A Google window opens.
• With an external wallet. Click Register with wallet. You will be asked for an email address first, then for one signature.

If you got here through a referral link, the code is already attached to your registration. There is no field to fill in. Already have an account? Already registered ? Log in takes you to the sign-in page.

After Confirm my email & begin, the page reads Email sent: You have been invited to join Destral. Please check your inbox to validate your registration. Open the email and follow its link.

You land on the Registration page. Fill in Password, Confirm password and Phone Number. As you type the password, six rules turn green one by one, and the button stays off until all six are met:

• The field should be at least 12 characters long
• No spaces
• At least 1 special character : !@#$%^&* (only these eight count)
• At least 1 number
• At least 1 uppercase
• At least 1 lowercase

Click Sign up on Destral. You are signed in right away: no code to enter, no second email.

Register with Google opens a Google window where you pick the account to use. Once Google has answered, the window reads Synchronization successful: Your Google account has been successfully synchronized. This page will now close.

You then land on the same Registration page as the email path: password with its six rules, confirmation, phone number, then Sign up on Destral. From then on, Login with Google signs you in without a password.

If the Google account is already linked to a Destral account, you are sent to the sign-in page instead: use Login with Google there.

Register with wallet opens a two-step window.

• Step 1 of 2, Your email address. An email address is required to create your account: it is how we send your security, KYC and account notifications. Type it and click Continue.
• Step 2 of 2, Connect a wallet. Choose the wallet you already use. You will be asked for a signature, nothing more. The extensions installed in your browser show an Installed badge; WalletConnect shows a QR code for a mobile wallet. Pick one, then confirm the signature in your wallet: it proves you hold the address, and it moves nothing.

The window reads Creating your account, then you are signed in. This wallet becomes a way to sign in. It is not yet the key of your Smart Account: that choice comes in the next guide.

Right after a wallet registration, a window covers the app: Confirm your email address. Your account is created and your wallet is linked. To unlock the platform, open the email we sent to your address and finish setting up your account (password and phone number). It has no cross and cannot be dismissed.

Open the email and follow its link: it is the same Registration page as step 2. Set your password and phone number, click Sign up on Destral, then come back and click I have done it, refresh. No email? Resend the email sends it again. Sign out is the only other way out.

Why it matters: without a verified email you cannot recover your account if you lose access to your wallet.

Before anything else, the app shows Accept the Terms of Use. Read the summary, then tick the three Required confirmations:

• I confirm I have not been solicited to invest
• I have read and accept the Terms & Conditions
• I understand the risks associated with investing

Accept and continue lights up once all three are ticked. Decline closes the door: You have not accepted the Terms of Use. Your account will be closed in accordance with our procedures. You can still change your mind on that screen and accept.

If you already accepted the terms while browsing without an account, this screen is skipped: your choice is carried over.

Once the terms are accepted, the Smart Account setup window opens by itself. It is required before you can use your account, it has no cross, and you only go through it once: pick the key that will control your Smart Account, then let both networks answer. The whole thing takes about a minute and is covered step by step in Set up your Smart Account.

Your Dashboard then greets you with a red banner asking for your recovery key (see Set up your recovery key) and with the onboarding card. The card walks you through the next four steps, one at a time: Deposit USDC or USDT into your Smart Account, Enable 2FA security, Complete your identity verification (KYC), Transfer stablecoins from your Smart Account to the Strategies area. It disappears once all four are done.

A Smart Account is a contract deployed at your name on both networks Destral serves, Ethereum and Arbitrum. It has one address, and it only moves funds when one of your keys signs for it: an external wallet or a passkey. Destral relays and pays for the operations, but holds none of your keys.

You pick the first key now. You can add a second one later, and you will write down a recovery key right after, so that losing a device never means losing access.

The setup window is the first thing you see after signing in, and the rest of the app waits behind it: This setup is required before you can use your account. You only go through it once. The only other way out is Logout.

The window Choose how you control your Smart Account offers two cards.

• An external wallet. Click Connect my external wallet and pick the extension you already use (MetaMask, Rabby or another). Only its address is read: no signature, no network switch at this stage.
• A passkey. Click Use a passkey. Your browser will ask for your fingerprint, your face or your device code; the passkey can live on your phone as well as on your computer. It becomes the key of your Smart Account.

Not sure? The passkey needs nothing installed. The external wallet makes sense if you already keep one and sign with it every day. Either way, the other one can be added later from the Smart Account page.

The window Create your Smart Account recaps your choice: an External wallet connected box with its address, or the passkey reminder. Click Create my Smart Account.

• With a passkey, this is when your device asks for your fingerprint, face or code. The passkey is saved as Destral-YYYY-MM-DD-xxxxxxx in your password manager, the same name you will see in the app.
• With an external wallet, nothing is asked: the address is enough to create the account.

Keep the window open. The account is created on both networks, one after the other.

Your Smart Account is being created: the card shows your address, already copyable, and one line per network. Each line goes from Queued to Being created to Ready. There is nothing to do, the window follows the progress on its own; Check again only refreshes it.

It takes about a minute. If you reload the page in the meantime, the same tracking comes back where it was.

Once both lines read Ready, click Continue, then Start using my account on the You are all set screen. Your Smart Account is live on every network and answers to your key alone.

First thing to do next: your recovery key. Until it is set, your Smart Account has a single key and nobody, not even Destral, could restore your access if you lost it.

Right after its creation, your Smart Account has a single means of control: the passkey or the external wallet you chose. Lose it, and nobody can open the account again, not you, not Destral. That is the price of a key that only you hold.

The app says it plainly. A red banner, Action required, stays on your Dashboard and at the top of the Smart Account page until the recovery is set: Your Smart Account currently has a single means of control: your passkey or your external wallet. If you lose it, nobody can restore your access, neither you nor Destral, and your funds stay locked forever. The recovery key is a 12-word phrase you write down offline; it gives you back control from any wallet.

Do it now, while the account is still empty.

Click Set up my recovery key on the banner, or open Smart Account in the sidebar and pick the Recovery tab. A red card sums up the situation: No recovery on your Smart Account. Lose your passkey or your external wallet access and your funds are gone. Nobody, not even Destral, can bring them back.

Click Set up my recovery now.

The window Set up your recovery opens on a red line, 12 words. Shown once. Never stored by Destral., and three points:

• Write them down, offline. They are the only copy.
• One signature per network (ETH, ARB).
• They give back full control of your Smart Account, even without Destral.

Get your pen and paper ready before the next click: the words appear only once. Then click Generate my 12 words.

If your Smart Account is locked in this session, the Unlock your Smart Account window comes first: connect the external wallet that controls it, or use your passkey. The words then appear on their own, without another click.

The screen Write down your 12 words shows them in a numbered grid, under the line Shown once, never again. Destral cannot recover them for you. Copy them on paper, in order, spelling included. Check them twice.

Copy the 12 words puts them in your clipboard (Recovery phrase copied. Store it somewhere safe.). Prefer paper: a clipboard, a note or a screenshot can be read by anything running on your device.

The button I saved my 12 words stays off for 30 seconds, with a countdown: the window cannot be closed before, and the cross is dimmed. Once the countdown ends and your words are written, click it.

The words leave the screen and the tracking block Setting up your recovery takes their place, with one line per network. Under the active line, the app tells you what it expects: Switch network if your wallet asks, then sign with an external wallet, or Confirm with your passkey.

• With an external wallet, the extension opens a signature request for a typed message, not a transaction: nothing leaves your wallet, and Destral pays the network fees. It may ask to switch network first: accept.
• With a passkey, your device asks for your fingerprint, face or code.

The app moves from one network to the other by itself. Each line goes from To sign to Sent to the network to Confirmed. Keep the window open until both read Confirmed, then click Close. If you close it earlier, the operation carries on: an amber banner on the Smart Account page follows it.

Back on the Recovery tab, the red card has given way to a plain one with a green check: Recovery in place, with the address of your recovery key, Added on the date, and one green capsule per network, ETH · Covered and ARB · Covered. Below, a Replace your recovery section waits for the day you need new words.

The Owner tab now lists a second key, tagged External Recovery Wallet. It has no Remove link: This backup wallet is managed in the Recovery tab. It cannot be removed from here. It does not count towards the limit of 5 owners.

Once both networks have confirmed, you receive one email, Your recovery key is in place: Your recovery key now protects your Smart Account. If you ever lose your passkey or wallet, import its 12 words into any wallet to regain full control. Keep those 12 words offline: Destral never asks for them and cannot recover them for you. It names the address of the recovery key and the date.

Store the paper where you would keep a passport. The day you need it, the guide Lost your key? Take back control explains how to import the words into MetaMask or Rabby and sign with them.

Your Smart Account has one address, the same on Ethereum and Arbitrum. A deposit is a plain transfer of USDC or USDT to that address, on the network you choose. The stablecoins then sit in your Smart Account, under your key, until you move them to the Strategies area.

Two ways to send them: copy the address into an exchange withdrawal or a wallet you already use, or connect an external wallet and let the app write the transfer for you. Both end the same way.

Click Deposit on the Dashboard (or Deposit now on the STEP 1 card). The window Deposit stablecoins opens on the Deposit address tab, the second of its two tabs.

Under Crypto and network :, pick the stablecoin (USDC or USDT) and the network (Ethereum or Arbitrum). USDC on Ethereum is preselected. From Smart Account › Assets, the Deposit button of a line preselects that line.

Choose the network where your stablecoins already are: the one your exchange withdraws to, or the one your wallet holds them on. The Smart Account treats both the same.

Under Send your funds :, the window shows a QR code and the address, ETH address or ARB address. Click Copy (it turns to Copied), paste it as the destination of your exchange withdrawal or wallet transfer, and pick the same network there.

The app reminds you: Attention - Be sure to select the correct network before making your transfer. If you have any doubts, you can make a small transfer to this address and confirm its successful receipt before transferring the rest. Do that for your first deposit: a small amount, wait for it in History, then the rest.

Once your funds have been sent, your deposit is credited when it reaches this address. This tab does not follow the transfer live, unlike a send from a connected wallet: you can close this window, nothing is lost.

Already using MetaMask, Rabby or another extension? Open the first tab, From my wallet. Without a wallet connected it reads Connect the external wallet you want to send from. You stay in this window. Click Connect my external wallet and pick the extension.

The form shows Amount, the balance of that wallet for the asset and network you picked (Balance :), and shortcuts at 25, 50, 75 and Max. Type the amount and click Send from my wallet. Your wallet asks you to confirm the transfer, and it pays the network fee for it. If the wallet sits on another network, it first asks to switch: accept, the transfer follows without another click.

This is an ordinary transaction of your wallet, not an operation of your Smart Account: the wallet you connect here does not need to be an owner of the Smart Account, and it pays its own gas.

From a connected wallet, the window follows the transfer: Your transfer is on its way. Your wallet has sent the transfer. The network still has to confirm it, and this window follows it by itself. Follow it on the block explorer opens the transaction on Etherscan or Arbiscan; Check again refreshes.

When the network has confirmed and the app has seen it, the window turns to Your deposit has arrived: The funds are on your account and your balance is up to date. Send again starts another one.

From an exchange or a wallet outside the app, nothing follows the transfer in the window: watch the exchange's own status, then Smart Account › History.

Whatever the path, the chain is watched for you. Once the network has confirmed the transfer, the deposit is recorded on its own, with no human validation: usually within a few minutes; in rare cases, a few hours.

It shows up in two places. Smart Account › History lists it as Deposit, with the network, the amount, its status (Pending, then Confirmed) and View on explorer. Transactions, Deposit tab, lists it as Completed with a Details page. Your balance updates in Smart Account › Assets and on the Dashboard.

You also receive an email for the deposit.

The Dashboard card ticks STEP 1 and opens STEP 2, Enable 2FA security. Your stablecoins wait in your Smart Account, under your key: nothing is invested until you move them to the Strategies area, which asks for 2FA and a verified identity first.

If you skipped your recovery key, go back to it now (guide 1.3): the account holds money from here on. Then enable 2FA (guide 1.5) and verify your identity (guide 1.6). The deposit needed neither; investing does.

The Log in page offers the same three ways as the registration:

• Email Address and Password, then Submit.
• Login with Google, for an account created or linked with Google.
• Login with wallet, for a wallet you registered or linked with: pick it in Connect a wallet, then confirm the signature. The window reads Signing you in.

Without 2FA, you land on your Dashboard right away. With 2FA on, one more screen follows (step 2).

Once 2FA is active, every sign-in ends on Verification Required: Enter the 6-digit security code from your authentication application. Open your authentication app, read the code next to Destral and type it in the six boxes. You can also paste it. The sixth digit submits the form by itself; Submit is there if it does not.

Return to login goes back to the first screen.

On the Log in page, click Forgot password ?. The screen becomes Account Recovery: Enter your email address to reset your password. Type it and click Submit. The page confirms: An email has just been sent to you.

Open the email and follow its link. You land on Account Recovery again, this time with Please create a new secure password: fill in New password (same six rules as at registration) and Confirm new password, then Submit. You are brought back to the sign-in page: sign in with the new password.

Two doors lead to it. On the Dashboard card, STEP 2 Enable 2FA security offers Enable 2FA. In Account Settings, the Two-Factor Authentication (2FA) tab shows 2FA Status and the same Enable 2FA button.

Why now: the app stops on a 2FA required notice the first time you try to invest, exit or withdraw. Its Enable 2FA button opens this same activation. Setting it up today saves that detour.

Before you click, install an authentication app on your phone if you have none: Google Authenticator, Authy, 1Password… all work.

The Activate 2FA window reads: 1) Scan the QR code with an authentication app (Google Authenticator, Authy, 1Password…). 2) Then enter the 6-digit code generated to complete the activation.

• In your authentication app, add an account and scan the QR code. A Destral entry appears, with its 6-digit code.
• No camera? Use Manual key (manual entry): Copy the key and paste it into the app as a new account.
• Type the code shown right now in 2FA Code (6-digit code), then click Activate my 2FA.

A toast confirms: 2FA enabled. Keep the app on your phone: it is now part of every sign-in.

In Account Settings › Two-Factor Authentication (2FA), click Disable 2FA. The Deactivate 2FA window asks for two codes, so that nobody can switch it off with your password alone: To deactivate 2FA, enter a 6-digit code from your authentication app.

• Click Send code. An email with a code reaches your address: type it in Enter the code received by email.
• Type the code of the moment from your authentication app in 2FA Code (6-digit code).
• Read the warning, Disabling 2FA reduces account security. Proceed only if you understand the risk., then click the red Deactivate my 2FA.

A toast confirms: 2FA disabled. You can enable it again any time from the same tab. Remember that investing, exiting and withdrawing ask for it to be on.

Two doors lead to it. In the sidebar, next to your email, the KYC badge is red for as long as your identity is not verified: click it. Or, on the Dashboard card, STEP 3 Complete your identity verification (KYC) offers Start KYC.

The page is titled KYC - Verify my identity. You do not need 2FA to go through it, and you do not need to have deposited anything.

The first block, Step 1: Account type, reads Please complete this step before starting your KYC. Under Account owner type *, tick Individual. Nothing else is asked of an individual. Click Continue to KYC.

You go through this block once. When you come back to the page later, it takes you straight to where you were.

The card Identity Verification (KYC) - Level 1 explains: You must complete the Level 1 identity verification (KYC) by proving your identity and residence. We recommend doing this as soon as possible to be able to use our associated services. It lists what the verification covers:

• Telephone: Confirm number by SMS/call.
• Identity: Verify with identification document.
• Address: Proof of residence

Have the three at hand, then click Verify now. Under the card: Our KYC process is securely managed by Sumsub, a trusted leader in identity verification, ensuring the complete protection of your data.

The Sumsub form opens in the page: you do not leave Destral. It guides you through the three items of the card.

You can close the page at any time. When you come back, the form reopens by itself. If Sumsub needs something more after a first review, it reopens the same way and asks for it there.

The KYC page and the sidebar badge tell you where you stand:

• Not started: the Level 1 card and Verify now.
• In review: the Sumsub form reopens by itself when you visit the page, and shows its own progress. The sidebar badge stays red.
• Verified: the card reads Verified level 1 with green ticks, and Identity verification (KYC) time: followed by the date. The badge turns green.

Destral announces no processing time: it depends on Sumsub and on the documents. If your situation is unusual (a document Sumsub does not accept, a recent move, a name that changed), contact support before starting again.

Once verified, three things change. The KYC required notice no longer stops you when you invest, exit a vault or allocate between vaults. The interface language becomes editable in Account Settings › Language. And STEP 3 of the Dashboard card is done: STEP 4, Transfer stablecoins from your Smart Account to the Strategies area, opens.

Depositing never waited for it.

Each Strategy Vault is assembled by hand: we source, vet and combine proven third-party strategies into a single deposit. You get the results of that work, without doing any of it.

The app offers two vaults, each with its own profile:

• Trading Vault, Directional Trading Strategy: a diversified portfolio of on-chain trading strategies, built to capture directional growth across market cycles. Key principles: Long-term capital appreciation, Active allocation, High Volatility.
• Yield Vault, Market Neutral Income Strategy: a diversified portfolio of yield-focused, market-neutral DeFi strategies, built to generate sustainable income. Key principles: Stable income generation, Diversification, Low Volatility.

You can hold one or both. The Infos button on each card opens the Objective, How it works and Key principles of the vault.

Your stablecoins go through three places, and only the first one is under your key.

• Your Smart Account. The on-chain account you created, on Ethereum and Arbitrum. It holds what you deposited and have not invested. It only moves when one of your keys signs.
• The Strategies area. Stablecoins you transferred to Destral and have not allocated yet. They wait there for your allocation request, and they come back there when you leave a vault.
• The vaults. Allocated funds leave the Strategies area for Destral's vault wallets, where the strategies run. Your Smart Account no longer carries them: it only shows what is not invested.

Moving from the Smart Account to the Strategies area is an on-chain transfer signed by you. Moving from the Strategies area to a vault is a request inside the app, executed on the monthly cycle.

An epoch is the monthly cycle the vault runs on: deposit and withdrawal requests queue, the epoch closes, the NAV is published and requests settle.

In the app, an epoch shows up as the monthly allocation cycle: requests submitted before the end of the month are executed between the 1st and 5th of the following month. Until then, a pending request stays visible on the vault's page and you can cancel it.

Plan your requests with this rhythm: a request placed on the 31st and one placed on the 2nd of the same month are both executed in the same window.

The NAV is the value of one vault share, computed once per epoch and published for everyone. One epoch, one NAV, no exceptions.

You never handle shares yourself. The app expresses everything in USDC: your balance in the vault, its evolution over time, and the performance of the strategy. The vault's page says it under its figures: All amounts are provided for indicative purposes only and are expressed in USDC.

Destral is paid through two fees, and only two.

• Management fees: 2 % a year, taken once a month on the capital you have in the vault.
• Performance fees: 20 % of the gains above your high water mark, taken once a month. The high water mark is the highest value your capital has already reached: no fee on a recovery of past losses, no fee when there is no gain.

There is no fee on a deposit, a transfer to the Strategies area, an exit or a withdrawal on Destral's side. Stral holders get reduced rates.

The first time you transfer funds to the Strategies area, the app opens the Destral Fees window and asks you to confirm you understand them. Afterwards, every fee taken is listed in the Fees tab of the vault, with the capital and the high water mark of that month.

Your stablecoins do not go straight from your Smart Account into a vault.

• This guide: Smart Account → Strategies area. An on-chain transfer, signed with your key. The funds leave your Smart Account and land in your Strategies area, a pocket held by Destral where they are not yet invested.
• Next guide: Strategies area → vault. A request inside the app, no signature, executed between the 1st and the 5th of the following month.

The transfer targets one network at a time: the network where your stablecoins are. One transfer, one signature.

Three entries lead to the same window:

• On the Dashboard, the onboarding card: STEP 4, Transfer stablecoins from your Smart Account to the Strategies area, button Transfer now. It is the last step of the card, once your deposit, 2FA and KYC are done.
• On Strategies, the Transfer stablecoins button, then Smart Account → Strategies.
• On Smart Account › Assets, the Transfer button on the line of the stablecoin you want to move.

If 2FA or KYC is missing, a block titled 2FA required or KYC required opens instead, with Enable 2FA or Start KYC. The transfer waits until it is done.

Before your first transfer, the Destral Fees window opens: 2 types of fees, decreasing based on the amount of Stral held. It lists Management Fees and Performance Fees, each with a short explanation you can expand, and a What is the High Water Mark? box.

The base rates are 2 % a year and 20 % of the gains above your high water mark, both taken once a month; the ranges shown in the window reflect the reduced rates of Stral holders. Click Got it, I understand the fees. The window does not come back afterwards.

The window Transfer funds to Strategies carries the badge From Smart Account to Strategy.

• Crypto and Network: the stablecoin and the network the funds leave from. The line Available : shows what that pair holds on your Smart Account. If the pair is empty, the window tells you where your funds are.
• Amount: type it, or use the 25 / 50 / 75 / Max shortcuts.
• The box I have read, understood, and agreed to the Terms & conditions and how the fees work. The second link reopens the fees window.
• Total to be transferred: the amount, nothing added. There is no transfer fee.

Under the form, the app names the key it will use: Signed with your wallet 0x… or Signed with your passkey, with a link to switch, Use my passkey instead or Use my wallet instead.

Click Transfer. If your Smart Account is locked, the Unlock your Smart Account window opens at that moment: Connect my external wallet or Use my passkey, and the transfer carries on by itself.

• With an external wallet, if it sits on another network, the app says so: Your wallet is on another network. Switch it to Ethereum to sign this transfer. The wallet asks you to switch, then to sign. Approve both.
• With a passkey, your device asks for your fingerprint, your face or your code.

What you sign is a typed message, not a transaction: nothing leaves your wallet, and the message expires after 30 minutes. Your transfer is signed with your own key, and Destral pays the network fees.

Your transfer is on its way: The network is processing your transfer. It usually takes less than a minute, and this window follows the progress by itself. The line under it goes from Queued to Sent to the network, sometimes Being resent. Check again only refreshes it.

Once the network confirms, a toast reads Transfer confirmed. Your strategy balance updates within a few minutes.

You can close the window before the answer. With a wallet, the app asks Close anyway? The operation continues in the background., Stay or Confirm. The operation carries on, and a banner on the Smart Account page follows it until the network answers.

The Strategies page opens on Total Assets, a Stablecoins card for your Strategies area (Value, Weight, Pending deposits), your USDC Bonus, and one card per vault: Trading Vault, Directional Trading Strategy, and Yield Vault, Market Neutral Income Strategy.

Each card shows Weight, Balance, Capital Evol. (All Time) or Strat. Perf. (All Time), and APY (12m) for the Yield Vault. Infos opens the Objective, How it works and Key principles. Click Invest (the vault is empty for you) or Manage (you already hold a balance): both open the vault's page on the Manage tab.

On the Manage tab, the form opens on Deposit. You Deposit: the amount, and Stablecoins Available : shows what your Strategies area holds. Click the Deposit … Stablecoins button, which carries the amount you typed.

The window Confirm Fund Deposit recaps: You are about to deposit 500 USDC of your stablecoins in Trading Vault. Under Deposit processing, it states the rule: Deposits and withdrawal requests are grouped and processed monthly. Requests submitted before the end of the month are executed between the 1st and 5th of the following month. Click Confirm Deposit.

A toast confirms: Your deposit has been successfully received. Nothing has moved yet: the request is registered, and the funds stay in your Strategies area until the cycle.

The form greys out and reads You have a pending deposit request of 500 USDC., with a Cancel pending deposit request button. A banner on the vault's page repeats it: A 500 USDC deposit is pending and will be invested in Trading Vault during the next investment cycle (between the 1st and 5th of the month).

On the Strategies page, the amount moves to Pending deposits; on the Dashboard, hover the Trading amount of the Strategies card to see it as Pending in Trading:. You can cancel any time before the cycle, at no cost: the funds never left your Strategies area. One request at a time per vault: cancel the pending one to place another.

Between the 1st and the 5th of the following month, Destral executes the requests of the month. Your deposit leaves the Strategies area for the vault; your balance in the vault appears on the Manage tab, and the Movements tab lists the allocation with its Apply date.

A request placed on the 30th and a request placed on the 1st of the next month do not land in the same cycle: the first is executed within days, the second waits a full month. The Dashboard countdown, Invest before the next allocation window., tells you how long is left.

On the Manage tab, switch to Withdraw. You Withdraw: a percentage of your balance, with the slider Select percentage to withdraw : or the 25 / 50 / 75 / Max shortcuts. Available : shows your balance in the vault, and Estimated withdraw amount : the result, in USDC. Click the Withdraw … % button.

The window Confirm Fund Withdrawal recaps: You are about to withdraw 40% of your funds invested in Trading Vault., with the same monthly rule under Withdrawal processing. It adds an option: Reallocate to Yield Vault during the next cycle (optional). Tick it to leave one vault and enter the other in the same cycle, without waiting an extra month. Click Confirm Withdrawal.

A toast confirms: Your withdraw request has been successfully received. The form then reads You have a pending withdrawal request of 40%., with Cancel pending withdrawal request. Left unticked, the amount comes back to your Strategies area at the cycle, ready to be reallocated or sent back to your Smart Account.

The Dashboard shows one banner at a time, depending on where your funds are:

• WARNING, stablecoins available in your Smart Account, with Transfer now: only while stablecoins sit on your Smart Account without being transferred to the Strategies area.
• WARNING, stablecoins are still uninvested, with Allocate now: only while stablecoins remain unallocated in your Strategies area.
• Otherwise, ALLOCATION CYCLE, Invest before the next allocation window.: Funds invested now are allocated between the 1st and 5th of next month. Invest before the countdown ends to be included in the next cycle., with the countdown in Days, Hours, Minutes, Seconds.

Your funds go back the way they came.

• Vault → Strategies area. A withdrawal request on the vault's page. It is grouped with the others and executed between the 1st and the 5th of the following month. The amount then sits in your Strategies area, as stablecoins.
• Strategies area → Smart Account. A transfer request. Destral settles it within 72 hours, on the network you choose. The funds reappear on your Smart Account, under your key.

If your funds already sit in the Strategies area, skip to step 3.

On the vault's page, Manage tab, switch the form to Withdraw. Pick the share to take out with Select percentage to withdraw :, or click Max for everything. Estimated withdraw amount : shows the result in USDC. Click the Withdraw … % button, then Confirm Withdrawal in the Confirm Fund Withdrawal window. Leave the Reallocate to Yield Vault during the next cycle (optional) box unticked: you want the funds back, not in the other vault.

The form reads You have a pending withdrawal request of 100%. until the cycle. Between the 1st and the 5th of the following month, the amount lands in your Strategies area: the Stablecoins card of the Strategies page shows it.

On Strategies, click Transfer stablecoins, then Strategies → Smart Account. The window Transfer funds to Smart Account carries the badge From Strategy to Smart Account.

• Available : the stablecoins of your Strategies area, minus the transfers you already requested and that are not settled yet. Funds still in a vault do not count: they go through step 2 first.
• Amount: what you want back, up to the available figure.
• Network : the network of your Smart Account that receives the funds, Ethereum or Arbitrum. They arrive in USDC.
• The box I have read, understood, and agreed to the Terms & conditions and how the fees work.

Click Transfer. No key is asked for: the funds are not leaving your Smart Account, they are coming to it.

Your withdrawal request has been registered: It is processed within 72 hours. You have nothing else to do, you will see it in your transactions as soon as it is settled. Click See my transaction to open it, or Close.

Meanwhile, the amount stays visible in your Strategies area but is reserved: you can neither allocate it nor request it a second time. Your Strategies area is debited only when the transfer is settled.

Transactions, tab Strategy: the request shows with its Date & Time, Type, Amount, Network and a Status of Scheduled. Details opens the page Your exit is pending.

Once settled, the status turns to Completed and the page reads Your exit has been successfully processed. The funds are on your Smart Account, on the network you chose: Smart Account › Assets shows them, and you can leave them there or withdraw them to one of your approved addresses.

Three cards sum up your account.

• Smart Account: your stablecoins not invested, with a table Asset / Amount / Value. Hover Stablecoins for the split by network and asset. Details opens the Smart Account page.
• Strategies: the total of your Strategies area and vaults, a bar split between Trading, Yield and Stablecoins, then a table of your Stablecoins, your USDC Bonus, and your Trading and Yield balances. Hover an amount to see the detail: Stablecoins (available):, Pending in Trading:, Pending in Yield:. Details opens the Strategies page.
• VIP Level: the rates applied to your account, Management fees: and Performance fees:. At the base level they read 2 % and 20 %; Stral holders get reduced rates.

The Manage tab shows your own figures for this vault, over Last 12 Months, Year To Date, All Time or a date range of your own:

• Total Assets: your balance in the vault, in USDC.
• Capital Evolution: your real return, money-weighted (MWR). It accounts for when and how much you deposited and withdrew, which is why it can differ from the strategy's own performance.
• Strategy Perf. (%): the strategy's gross result over the period, time-weighted (TWR), before fees.
• APY (%), on the Yield Vault only.

Under the tiles, a chart draws your Capital and your HWM month after month. All amounts are provided for indicative purposes only and are expressed in USDC.

The HWM line of the chart is your high water mark: the highest value your capital in this vault has reached. Performance fees, 20 %, apply only to the gains above it. After a losing month, no performance fee is taken until your capital climbs back above that line. When it does, the line moves up with it.

A deposit or a withdrawal moves the line by the same amount, so that only performance counts. Paying fees does not move it: you never pay twice on the same gain.

Fees are taken from your USDC Bonus first, when you have one, then from your capital in the vault.

One line per fee taken: Date & Time, Capital at that moment, High Watermark (HWM), Type of Fees (Management or Performance), Percent (%) and Amount (USDC). Both fees are taken once a month; a month without gains above your high water mark shows a management line only.

The link How do fees work? reopens the Destral Fees window you saw before your first transfer.

Movements lists every allocation executed on this vault: Strategy, Apply date, Add / Remove and Movement in USDC.

Presentation is about the vault itself, not your account: the - Perf. Evolution chart (and - APY Evolution on the Yield Vault), the Technical Sheet and the Description.

The Transactions page keeps every request you placed, in four tabs with their counts: Deposit, Withdraw, Strategy, Convert. Convert concerns Stral and is not covered here. The Strategy tab holds your transfers to and from the Strategies area: Date & Time, Type, Amount, Network, Status.

Three statuses: Scheduled while a request waits, Completed once done, Cancelled otherwise. Details opens the transaction page: Your transfer has been processed successfully, Your exit is pending, Your exit has been successfully processed, and so on.

Vault allocations do not live here: they belong to the vault's Movements tab.

Your Smart Account is a contract deployed in your name on the two networks Destral serves, Ethereum and Arbitrum. It has one address, shown once in the app and the same on both networks. Your stablecoins, USDC and USDT, are held by this contract.

The contract obeys keys, and you are the only one to hold them. Destral relays your operations to the network and pays the network fees, but it holds no key: it cannot move your funds, and it cannot restore a key you lose. That is why the recovery key of guide 1.3 matters.

Three kinds of keys sit around your Smart Account.

• Owners. An external wallet (MetaMask, Rabby or another) or a passkey. An owner signs every operation of the Smart Account: transfer, withdrawal, and every change of the keys themselves. (A deposit sent from your external wallet is an ordinary transaction of that wallet, not a Smart Account operation.) You can have up to 5 owners, wallets and passkeys combined.
• Recovery key. 12 words, written down offline, that give back full control if you lose every owner. It does not count in the limit of 5. It is never typed into the app.
• Withdrawal addresses. The only addresses a withdrawal can go to. You approve them in advance, with a signature.

Two rules apply everywhere. A security change (owner, passkey, withdrawal address, recovery) goes out on all your networks in one move, with one signature per network. And the last key can never be removed: the app asks you to add another one first.

When the app asks for a signature, you are not sending a transaction. You sign a typed message that names your Smart Account and describes the operation and its fields. Your wallet shows this message before you approve it. Nothing leaves your wallet at that moment, and no network fee is taken from it.

Destral then relays the signed message to the network and pays the fee. The network checks that the signature comes from one of your owners, and applies the operation. A signature expires after 30 minutes: if it is not relayed in time, the app asks you to sign again.

With a passkey, the proof is the same, given by your fingerprint, your face or your device code instead of a wallet. The passkey prompt does not show the details of the operation: read them in the app before you confirm.

Your Smart Account holds what is not invested. When you move funds to the Strategies area and allocate them to a vault, they leave your Smart Account for the vault's own wallets, run by Destral. They come back to your Smart Account when you exit the vault.

So the balance of the Smart Account page is your uninvested stablecoins, and it is the only place a withdrawal can leave from. Your invested capital is followed from the Strategies pages.

The page opens on the address block: Smart Account address, copyable, with one tag per network, ETH · Live and ARB · Live. Each tag links to the block explorer of its network, and the DeBank pill opens the same address on DeBank, where you can see its balances from outside Destral.

Five tabs follow.

• Assets: one card per network with your USDC and USDT, and the Transfer, Deposit and Withdraw actions.
• History: every movement of the contract, with its type, network, amount and status, and a View on explorer link.
• Owner: the keys that control the account, and where to add or remove one.
• Withdrawal whitelist: the approved withdrawal addresses.
• Recovery: your recovery key, its state on each network, and its replacement.

At the bottom of the sidebar, a pill tells you whether this session holds a key.

• Red, closed padlock, Smart Account locked: no key has been presented yet. Nothing can be signed.
• Green, open padlock, Smart Account unlocked: a key is in use. The pill shows which one, Wallet with its address, or Passkey with its name.

The key is kept for the session only. Reloading the page brings the pill back to red. You never lose anything by that: unlocking again takes a few seconds.

You rarely need to unlock on purpose. Start any gesture that needs a signature, adding an owner, withdrawing, moving funds, and the window Unlock your Smart Account opens by itself, with the reason: for instance To withdraw, unlock your Smart Account to approve the operation.

You can also click the red pill. If your account carries one kind of key only, the same window opens directly. If it carries both a wallet and a passkey, a small popover Choose how you control your Smart Account lists the two, and the one you pick opens the window.

The window offers only the kinds of key your account carries.

• An external wallet. Click Connect my external wallet and pick your extension. When a gesture opened the window, the owner addresses that can sign it are listed on the card (the recovery key is not among them), so you know which account to select in the extension. Only the address is read: no signature at this stage.
• A passkey. Click Use a passkey. Your device asks for your fingerprint, your face or your device code. The passkey can be on your phone as well as on your computer.

Continue later closes the window without unlocking; the gesture that opened it is simply dropped.

As soon as the key is accepted, the window closes and the pill turns green. If a gesture opened the window, it carries on without another click: the withdrawal form appears, the owner is added, the signature request shows up in your wallet.

The key stays in the session for the gestures that follow. Each of them still asks for its own signature or biometric prompt: unlocking presents the key, it does not sign in advance.

Click the green pill. The popover offers one thing, Lock my Smart Account: No operation can be signed until you unlock your Smart Account again. Click it. The pill turns red at once.

Your Destral session stays open: you can still read your balances and your history. Only the key is taken back. Do it on a shared computer, when you step away, or the moment a security email surprises you.

A wallet or a passkey listed here can control your Smart Account. Keeping a second one gives you a way back in if you lose the first. Each key is a card: External Wallet with its address, or Passkey with its name, Added on its date, and under Networks one chip per network, green where the key is registered, red where it is missing.

Your recovery key also appears here, as an external wallet tagged External Recovery Wallet. It has no Remove link: it is managed from the Recovery tab.

You can hold up to 5 owners, wallets and passkeys combined. The recovery key does not count.

Click Add an owner on my Smart Account. The window Add an owner on my Smart Account shows two cards: Choose the kind of owner you want to add. Both control your Smart Account in the same way.

• External Wallet: An address you own. It signs from your wallet application. Paste it in the 0x... wallet address field.
• Passkey: Your fingerprint or your face, on this device. Nothing to type.

The box under the cards reminds you of the rule: Owners, passkeys and withdrawal addresses control your Smart Account on all of your networks (ETH, ARB). Any change here applies to every one of them, and asks you to confirm once per network. Click Add. If your Smart Account is locked, the window Unlock your Smart Account opens on top (see guide 3.2), and the addition carries on by itself once a key is presented.

For a passkey, your device first asks for your fingerprint, face or code: this creates the passkey, saved as Destral-YYYY-MM-DD-xxxxxxx in your password manager. Then, for either kind of owner, the current key signs the change, one signature per network.

The tracking block replaces the cards: Adding your owner wallet or Adding your passkey, one line per network. With a wallet, the line reads Switch network if your wallet asks, then sign: your extension may ask to switch network, then shows the signature request. With a passkey, Confirm with your passkey. Each line goes from To sign to Sent to the network to Confirmed. Click Close when Confirmed on all your networks (2) shows.

Once a wallet is added, the app asks Also use this wallet to sign in?: 0x… now controls your Smart Account. You can also make it a way to sign in to Destral. Your wallet application will ask for one signature, which proves the address is yours.

Link to my sign-in asks that one extra signature and adds the wallet to your sign-in methods. No thanks leaves it as an owner only. The two are separate: a wallet that signs you in does not control your Smart Account, and the other way round, unless you link it here.

On the card of the key you want to drop, click Remove. The window Remove this owner wallet? or Remove this passkey? warns: This wallet will no longer be able to control your Smart Account. Make sure you keep another way to control it before you continue. and This removal goes out on ETH, ARB, with one signature per network. Click Remove, then sign once per network, as in step 3.

You cannot remove your last key: its Remove link is disabled. Add another owner first. For this rule, the recovery key counts as a key. If the wallet you remove was linked to your sign-in in step 4, that sign-in method goes away with it.

If you reject the signature on one network, or the network refuses it, the change lands on the other network only. The card then shows a red chip on the missing network and a link: Finish adding or Finish removal. Click it: the same change is sent to that network only, one signature.

A passkey created on your device but refused at signature is not lost either. The next time you click Add an owner on my Smart Account, the window says A passkey is waiting to be registered and offers Finish adding the passkey created earlier (Destral-…) or Create a new passkey: The earlier one stays on your device and will not control your Smart Account.

Withdrawals only go to addresses approved here. The list of approved addresses is written in your Smart Account contract, on each network. The withdrawal window does not accept a free address: it only lets you pick one of these. So a key that signs a withdrawal can only send funds where you decided, in advance, that they may go.

Approving is a security change: it goes out on all your networks at once, with one signature per network, like adding an owner. Removing an address works the same way.

Open Smart Account › Withdrawal whitelist. Empty at first: No approved withdrawal address yet. Click Add a withdrawal address on my Smart Account.

The window Add a withdrawal address on my Smart Account explains: An address approved here can receive withdrawals from your Smart Account. It becomes usable once the network activation period is over. Paste the address in the 0x... address to approve field and click Approve. If your Smart Account is locked, the window Unlock your Smart Account opens on top (see guide 3.2), and the approval carries on by itself once a key is presented. No email code is asked: your signature is the approval.

The tracking block Approving your withdrawal address lists one line per network. With a wallet, Switch network if your wallet asks, then sign; with a passkey, Confirm with your passkey. Each line goes from To sign to Sent to the network to Confirmed. Click Close when Confirmed on all your networks (2) shows.

If one network refuses, the card of the address shows a red Not approved chip on that network and a Finish adding link: click it to sign that network only.

Each approved address is a card: Withdrawal address, Approved on its date, the address, and under Availability one chip per network.

• Usable: the address can receive a withdrawal on this network.
• Usable in 2h 14m 05s or Waiting for the network activation period: the approval is confirmed, and the network may apply a short activation period, shown on the address as a countdown. Wait for it to end.
• Not approved: the approval did not land on this network. Click Finish adding.

You do not have to come to this tab first. In the withdrawal window, under Choose the destination address, click Add a withdrawal address on my Smart Account: This address must be approved before you can withdraw to it. We keep this window open until the network activates it, then it is selected for you. Paste the address and click Approve this address.

The same signatures follow, in the same window: Approving your address, then Your address is being activated if the network shows an activation period. Once the address is usable, it is selected and you can enter the amount (see guide 3.5).

On its card, click Remove. The window Remove this withdrawal address? says: Withdrawals will no longer be able to go to this address. You can approve it again later, with the network activation period. Click Remove and sign once per network. The card disappears once both networks confirm; if one refuses, a Finish removal link appears on it.

Remove an address as soon as you stop using it, or if you do not recognise it: an approved address is a possible exit for your funds.